What a $48.50 dividend actually pays you
For a Japan-resident holder of 100 Coca-Cola shares, one quarterly dividend ($0.485 per share), as the Tax Report computes it at the common treaty rate. The Received ledger records gross and net for every event as it lands:
| Step | Amount |
|---|---|
| Declared | $48.50 |
| US treaty withholding (15%) | -$7.28 |
| Net received | $41.22 |
| In your currency (at the recorded rate, 149.9 JPY/USD) | ¥6,180 |
Your broker app shows $48.50. Your bank shows ¥6,180. Horizon Market Compass shows every step in between, for all 8 markets, with the treaty table built in.
| Market | US | Japan | India | Korea | China | Hong Kong | Singapore |
|---|---|---|---|---|---|---|---|
| Common treaty rate | 15% | 20.315% | 10% | 15% | 10% | 0% | 0% |
Estimates, not tax advice; rates per your Tax Setup.
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Received ledger with gross and net per event, FX rates on record, a 7-jurisdiction Tax Report PDF with a printed FX appendix, dividend projections, and Section 19(a) tax-treatment chips on covered-call ETF distributions.
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The part nobody else built
Japanese funds priced in 万口 as they should be: 250,000口 at NAV ¥28,000 per 万口 is ¥700,000, updated daily. Gross-to-net that matches your statement: ¥100,000 of Tokutei dividends is ¥79,685 after the 15.315% national and 5% resident tax, and your NISA line shows ¥0 with the annual saving counted.
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If it catches one wash-sale conflict or one mispriced withholding line, it has paid for itself.
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Release history, version by version, from v1.0 to the current release.
Worked example: 100 shares, one quarterly dividend of $0.485 per share, US-Japan treaty withholding at 15%, converted at a recorded rate of 149.9 JPY/USD. Withholding rates shown are the common treaty rates the app ships with; your Tax Setup controls the rates applied to your own holdings. Estimates, not tax advice.