Sentinel™ Dividend Safety Score
Proprietary dividend sustainability analysis built into every holding. Scores each stock 0–100 across payout ratio, free cash flow coverage, and leverage — then assigns a clear A–F grade so you can see which dividends are built to last.
Cloud Alerts & Daily Summary New
Server-side push notifications powered by a new Cloudflare backend. Get a daily portfolio summary 30 minutes after each market close (US/JP/IN) — even when the app is closed and your phone is asleep. Opt-in only.
AI Explain & Portfolio Q&A New
Tap any holding for a Thesis / Risks / Signals narrative grounded in its scores, fundamentals, and technicals. Ask free-form questions about your portfolio on the Analytics tab. Bring-your-own-key Gemini free tier or Apple Intelligence on-device fallback — no extra cost.
Tax Report v2 — Worldwide Income New
7 filing jurisdictions (US, UK, Japan, Canada, India, Hong Kong, Australia + Global-USD). Worldwide income with per-event FX conversion to your filing currency, foreign withholding tax estimates at treaty rate, dividend income section, and a redesigned navy-gold PDF with page numbers and an FX-rates-used appendix.
Drift & Rebalancing Insights New
Promoted to its own top-level Analytics card. Auto-expands when you have a target allocation profile, surfaces drift bands and rebalance suggestions, and deep-links straight back into the editor. Closes the gap between insight and action.
Target Allocation v2 New
Full navy-gold redesign of the editor. Market buckets unify held + watchlisted + manually added markets. One-tap "Prefill from current holdings", an "+ Add Market" menu, and Save gated on totals matching 100% (±0.5%) so your profile is always valid.
AI Portfolio Brief — Synthesis Mode New
Rewritten from a recap into a strategist. Reads your full fingerprint — concentration, style tilt, yield, quality, cycle signals, recent movers, upcoming events — then responds in three sections: Today, Risks, and Consider. Less data dump, more decision support.
Watchlist Insights & Dividends New
The Alerts tab now also generates insights and upcoming dividend dates for your watchlist, not just your portfolios. See what's setting up across everything you're tracking, in one place.
Japan Ownership Data Preview
Major-shareholder data parsed directly from EDINET regulatory filings — surfaced inline on the Ownership tab for Japan stocks, with holder name, ownership %, and change in basis points. Production roll-out comes via the same backend that powers Cloud Alerts.
Model Portfolios & Trade Engine New
Create model portfolios to sandbox strategies before committing real money. A Trade List Engine diffs your current vs target holdings and generates an ordered buy/sell plan. Execute from the rebalancing card or advisor suggestions with one tap.
Fundamental Screener New
Scan across all your holdings and watchlist with 21 filters: Sentinel grade, F-Score, RSI, MACD, PEG, EV/EBITDA, dividend growth, short interest, and more. Save custom presets like "Value + Quality" or "Oversold Technicals" for quick access.
Portfolio Backtest New
Replay your portfolio against 1, 3, or 5 years of historical prices. See time-weighted return, Sharpe ratio, max drawdown, and alpha vs benchmarks like S&P 500 or Nikkei 225 — with an interactive dual-line chart.
Tax Report PDF New
Generate year-end tax reports tailored to your jurisdiction. US: short/long-term gains and qualified dividends. Japan: 20.315% tax breakdown with NISA exemptions. India: STCG/LTCG calculations. Export as a clean, printable PDF.
Full Apple Watch App New
A complete Watch experience: browse all portfolios, view holdings with sparkline charts, check active alerts, and see your watchlist — all from your wrist. No more complication-only limitations.
Interactive Widgets New
Tap to cycle widget display between Price, Scores, Technical, and Income views without opening the app. Dismiss alerts directly from your Home Screen. Refresh data with a single tap.
10 New Technical Indicators
Bollinger Bands, Stochastic Oscillator, ADX trend strength, Moving Average Cross (Golden/Death Cross), On-Balance Volume with divergence detection, PEG Ratio, EV/EBITDA, Dividend Growth Rate (1Y/3Y/5Y CAGR), Short Interest, and Earnings Surprise history. All computed from existing market data at no extra cost.
Professional Stock Detail
Redesigned stock detail with 5 professional sub-tabs: Overview, Financials, Technicals, Analysts, and Ownership. A compact signal strip gives you at-a-glance technical status. Layout inspired by Bloomberg, Morningstar, and TradingView conventions.
Switchable Row Views
Switch between 4 view modes on your watchlist and portfolio: Price, Scores, Technical, and Income. Each mode shows right-aligned metric columns for easy cross-row comparison. A pinned picker sits above the list for instant switching.
24-Toggle Display Settings
Customize exactly which indicators appear in your stock detail view. 24 individual toggles across Technical, Quality, Fundamentals, Income, and Analyst sections. Show only what matters to your investment style.
2-Week Free Trial
Try Premium free for 2 weeks before subscribing. Full access to unlimited holdings, all analytics, every indicator, and all advanced features. No commitment required — cancel anytime during the trial.
SGX Singapore Market
Track stocks on the Singapore Exchange with live SGD pricing. Includes the STI index, Singapore-specific valuation parameters, and 0% withholding tax on dividends. A natural home for REITs and yield-focused Asia investors.
Peer Fundamentals Table
Side-by-side fundamental comparison of a stock against up to 5 peers — Fwd P/E, P/B, D/E, Revenue Growth, Gross Margin, F-Score, and Compounder Score — all in a horizontally scrollable table directly in the stock detail view.
Personal Price Targets
Set your own buy and sell target prices on any watchlist stock. The row shows how far the current price is from your target — and flashes an "Above Target" badge the moment a stock crosses your sell price.
Insider Trading Signal
See what insiders are doing with their own stock. Uses the Monthly Share Purchase Ratio (MSPR) averaged over 6 months to classify insider sentiment as Bullish, Neutral, or Bearish — displayed directly in the analyst section of any US stock.
Configurable Holdings Widget
Pick up to 4 specific stocks for your home screen widget. The new configurable widget lets you pin exactly the holdings you want to monitor at a glance — medium and large sizes supported, fully interactive with long-press configuration.
Sector Rebalancing Targets
Set target allocation percentages for each sector and see exactly how overweight or underweight your portfolio is. Deviation bars color-code urgency — so you know which sectors need attention before your next buy.
Japan Tax Calculator
Automatic 20.315% dividend tax breakdown (15.315% national + 5% resident) for Japan holdings. Separates taxable accounts from NISA holdings, shows your gross-to-net dividend flow, and quantifies how much NISA is saving you each year.
SIP Tracker
Track your Systematic Investment Plans alongside your holdings. Set up monthly or quarterly investment schedules, see total invested vs. current value, and get a countdown to your next investment date — ideal for India market investors.
Portfolio Decision Journal
Write your investment thesis, strategy notes, and key decisions directly inside each portfolio. The journal is always one tap away, syncs via iCloud, and shows a preview snippet in the holdings list so your thinking stays front of mind.
iPad Multi-Column Layout
On iPad, the portfolio list becomes a persistent sidebar with a full-width detail column — no more navigating back and forth. Tap any portfolio or consolidated view in the sidebar and the full analytics appear instantly alongside.
Lock Screen & Live Activity
Your portfolio P&L lives on your Lock Screen and in the Dynamic Island during market hours. Live Activity starts automatically when US markets open and stops when they close — always showing your day gain, total value, and top mover without unlocking your phone.
Apple Watch Top Mover
A second Apple Watch complication showing your biggest mover of the day — ticker, price change, and direction — alongside the existing portfolio P&L complication. Place both on your watch face for a complete at-a-glance portfolio view from your wrist.
macOS Table View + Inspector
On Mac, your holdings appear as a native sortable table — click any column header to re-rank by symbol, value, P&L, yield, or Sentinel score. Click any row to open an Inspector panel on the right with the full holding breakdown, income detail, and analytics, all without leaving the portfolio view.
macOS Market Sidebar
The Markets tab on Mac gains a persistent sidebar for instant navigation between markets — jump from US to Japan to India to Singapore without scrolling. Each market section stays in view while you explore, making multi-market research feel native on a large screen.
Correlation Matrix
Visualise how your holdings move together. The correlation matrix in the Analytics tab computes Pearson correlation on daily returns across your entire portfolio, highlighting pairs that are highly correlated (concentration risk) and uncorrelated pairs that provide true diversification benefit.
Guru Portfolios
Track the real portfolios of 15 legendary investors — Warren Buffett, Michael Burry, Bill Ackman, Peter Lynch, and more. Sourced directly from SEC EDGAR 13F filings updated quarterly. See which stocks you share with the greats.
Compounder Score
A 0-10 quality score evaluating P/E ratio, free cash flow yield, return on equity, debt levels, and dividend growth consistency. ETFs get a dedicated variant covering expense ratio, yield, and AUM. Grades from Compounder to Trade Only.
MACD Indicator
Full MACD (12/26/9) with 5 market states: bullish crossover, bullish hold, bearish crossover, bearish hold, and neutral. Badges on watchlist rows, stat cell in stock detail, and integrated into signal scoring.
Sell & Realized Gains
Record full or partial sales directly from your holdings. See realized P&L per sale, short-term vs. long-term classification, and a Realized Gains section in the Income tab. Closed positions show SOLD badges in transaction history.
Relative Strength Matrix
Heatmap comparing your watchlist stocks across 4 timeframes (1W/1M/3M/6M) relative to their home market index. Instantly see which stocks are consistently outperforming or underperforming.
Earnings Radar
Upcoming earnings countdown for watchlist stocks within a 14-day window. Color-coded urgency — red for imminent, orange for soon. Never be caught off guard by a surprise earnings report.
Watchlist Health Card
Pinned summary at the top of your watchlist showing average Compounder Score, RSI distribution, MACD sentiment, and 52-week low count across all your watched stocks at a glance.
Share Links
Create expiring shareable links to your portfolio or watchlist as a read-only browser snapshot. Privacy controls let you hide values or cost basis. Links expire from 1 hour to 90 days. Opt-in only — disabled by default.
Premium Subscription
Free tier includes 5 holdings and 1 watchlist group. Premium ($39.99/yr) unlocks unlimited holdings, all analytics, and every feature. Purchased before v2.0? You are automatically upgraded to Legacy Premium at no charge.
Stock Comparison
Compare up to 5 stocks side by side from your watchlist or stock detail. Toggle between Price and Total Return (adjusted close) views. Five-color palette with interactive chart and detailed return metrics.
Performance Chart Redesign
Yahoo Finance-inspired charts with tight Y-axis scaling, smooth area gradient fill, monotone curve interpolation, period-start reference line, and median smoothing. All time ranges use daily-resolution data.
Comparison Share Cards
Share your stock comparisons as beautiful cards with inline performance chart, color-coded legend, and return percentages for each stock. Additional metrics included when sharing from the watchlist.
Enhanced CSV Import
15 broker formats now supported including Rakuten Fund parser. Auto-suffix for Indian stocks (.NS), improved duplicate detection, and batch Select All / Deselect All in the reconcile workflow.
Smarter Search
300ms debounced search with 40 results, recent search history, and exchange name labels for each result. Clean symbol display so you always know exactly which listing you're selecting.
Reconcile Improvements
Batch Select All and Deselect All buttons in the CSV reconcile workflow. Quickly apply or review changes when importing updated holdings from your broker.
Position Sizing Engine
Smart position sizing with 5-factor conviction scoring: Sentinel safety, F-Score, analyst target, RSI timing, and volatility. Auto-computes how many shares to buy. Sizes against consolidated portfolio value. Accounts for existing holdings.
Macro Pulse
Central bank and macro news feed in the Markets tab. Aggregates Federal Reserve, Bank of Japan, RBI, and Xinhua releases alongside Finnhub market news. Filtered by your enabled markets, sorted by importance.
Concentration Risk Monitor
Real-time alerts when any single stock exceeds 10% of your portfolio, any sector exceeds 25%, or your top 5 holdings exceed 60%. Diversification suggestions for missing sectors.
Watchlist Intelligence
Buy signal indicators, investment notes with target prices, smart search and filter chips, summary dashboard, price-when-added tracking, bulk operations, drag-to-reorder, and 12 sort options.
Finnhub Integration
Analyst rating changes (upgrades, downgrades) in stock detail. Company news merged with Yahoo for richer feed. Dividend data enrichment with declared vs estimated status badges.
Portfolio List P&L
Portfolio rows show total value and P&L at a glance without opening each portfolio. Consolidated views show aggregated totals across all included portfolios.
Piotroski F-Score
9-test financial health scoring (0-9) on every stock. Tests profitability, leverage, and operating efficiency. Color-coded badges: green (Strong 7-9), yellow (Moderate 4-6), red (Weak 0-3) visible on watchlist and portfolio rows.
Watchlist Redesigned
Clean 3-row layout with company name, price, safety scores, and smart badges in a scannable format. Always-visible RSI, 52-week position, analyst targets, earnings countdowns, and F-Score badges across all stocks.
Widget Overhaul
Redesigned single-column table layout showing current price, daily change, and P&L per holding. Portfolio name in header, stale data indicator, and adaptive lock screen gauge. Tap to jump straight into the app.
Benchmark Comparison
Overlay your portfolio against S&P 500, TOPIX, Nifty 50, Hang Seng, or MSCI World. Time-weighted return (TWR) and alpha computed automatically so you know if you're beating the index.
Tax Loss Harvesting
Identifies underwater positions eligible for tax-loss harvesting with jurisdiction-aware rules: US wash sale, Japan flat 20.315%, India LTCG 12.5%, and HK/China exemptions.
Economic Events Calendar
Key 2026 macro events (FOMC, BOJ, RBI, PBOC, CPI, GDP) filtered by your portfolio's markets. Importance indicators help you focus on what matters most.
Monthly Recap Card
Start each month with a summary of last month's highlights: portfolio value change, top and bottom performers, dividends received, and new holdings added.
Rebalancing Calculator
Set target allocations by sector or geography, see drift indicators, and get contribution-only or full-rebalance guidance. Targets saved automatically.
Historical Currency Charts
FX trend charts with period change and currency P&L attribution for multi-currency portfolios. See how exchange rates have impacted your returns.
Analyst Price Targets
Instant visibility into analyst consensus with percent upside or downside badges at a glance. Green for upside potential, red when trading above consensus. Hidden in the noise zone to keep things clean.
Earnings Countdown
See exactly when your stocks report earnings with countdown badges like "Earnings 3d" or "Earnings Today". Orange highlights for stocks reporting within 7 days so you never miss a report.
On-the-Fly Portfolio History
Performance charts now computed from actual stock price history instead of stored snapshots, giving complete daily-resolution data with no gaps. Benchmark overlays match perfectly.
Dividend Date Alerts
Get notified before ex-dividend and payment dates, even when the app is closed. Shows per-share amount and total expected payment with per-portfolio breakdown. Configure timing in Settings.
Analytics Dashboard
A dedicated Analytics tab in every portfolio with Risk Dashboard (weighted Beta, P/E, P/B), 6-year Dividend Income Trend, Dividend Growth Rate (1Y/3Y/5Y CAGR), Earnings Calendar, Currency Exposure, and 52-Week Range.
Market Insights
SWOT-style analysis for each stock with 19 signal rules covering valuation, momentum, income quality, and risk factors. Understand the full picture before making a decision.
Dividend Calendar
See upcoming and recent ex-dividend and payment dates across all your portfolios in one view, with per-symbol grouping and drill-down to individual holdings.
Watchlist Groups & Sorting
Organize your watchlist into custom groups with swipe-to-assign. Sort by name, price, percentage change, or date added. Your research, organized your way.
Income Goals
Set an annual income target and track your progress. Income concentration analysis highlights diversification across holdings so no single stock dominates your cash flow.
Siri Shortcuts
Ask Siri for your portfolio value or open specific tabs with voice commands. Deep linking support via the horizon:// URL scheme for quick navigation.
Company Profile
Expandable business summary on each stock detail page with headquarters, employee count, and website link. Know the company behind the ticker.
Stock Intelligence Badges
Abnormal volume detection, dividend consistency grades, special dividend alerts, analyst recommendations, insider activity signals, and related stock discovery.
CSV Reconcile
Compare a broker CSV against your portfolio to see what changed: new holdings, added or reduced shares, cost basis differences. Apply selected changes in one tap with automatic lot consolidation.
Portfolio Update Alerts
End-of-day notifications showing how your portfolio performed after market close. Three alert modes with timezone-aware scheduling and customizable content styles.
Apple Watch Companion
Glance at your portfolio from your wrist. The watchOS app shows total value, daily P&L, and top holdings — synced with your iPhone via iCloud. Complications available for your watch face.
iCloud Sync
Your portfolios, watchlists, alerts, and settings sync seamlessly across all your devices via CloudKit. Start on your iPhone, continue on your iPad — everything stays in perfect sync.
App Lock
Protect your financial data with Face ID, Touch ID, or a passcode. The lock screen shows the app logo and version — your portfolio stays private even on shared devices.
Performance Charts
Track your portfolio's historical value and P&L over time with interactive line charts. Daily snapshots capture your portfolio's journey — see exactly how your investments have grown.
CSV Import
Import holdings from 10+ brokers including SBI Securities, Rakuten, MooMoo, and generic CSV formats. Smart column detection, CP932 encoding support for Japanese brokers, and an inline preview before importing.
Allocation Charts
Interactive donut charts show your portfolio allocation by sector and geography. Understand your diversification at a glance — tap any segment to see the breakdown.
DRIP Tracking
Track Dividend Reinvestment Plans on each holding. DRIP-enabled holdings show a badge and are factored into income projections — giving you a complete picture of compound growth.
PDF Export
Generate professional portfolio reports as PDF documents. Export your holdings, income summary, and performance data — perfect for record-keeping or sharing with your financial advisor.
Quality & Polish
Searchable holdings within portfolios, an onboarding walkthrough for new users, market selection in Settings, full VoiceOver accessibility, and haptic feedback throughout the app.
Global Valuation Engine
Five market-specific models — 2-Stage DCF (US), 3-Stage DCF (India), Hybrid Book-Value (Japan), Gordon Growth (China), Dividend Discount (Hong Kong) — with Bull/Bear fair value ranges and Margin of Safety badges on every holding.
Vastu Health Score
A world-first portfolio balance metric inspired by Vastu Shastra. Maps your holdings to five primordial elements — Earth, Water, Fire, Air, and Space — scored 0-100 with actionable guidance to restore elemental harmony.
Hong Kong Market
Full support for HKEX-listed stocks (.HK suffix) with HKD cost basis tracking and live FX conversion. A+H Dual-Listing Sentinel tracks the premium or discount between mainland and Hong Kong shares.
Multiple Consolidated Views
Create and name unlimited consolidated views, each with its own portfolio selection and display currency. Rename or delete views with a swipe — your data, organised your way.
About & Legal
An in-app About page with animated gradient background and glassmorphism cards tells the story behind MARS Studio and Horizon. A dedicated Settings tab adds theme control, legal links, and a first-launch disclaimer.
Sentinel™ Dividend Safety Score
Proprietary dividend sustainability analysis scored 0-100 with A-F grades across payout ratio, free cash flow coverage, and leverage. GAAP distortion detection prevents false alarms. Market-specific intelligence alerts for India PSU policy risk, Japan FSA governance, and more.
Multi-Portfolio Management
Create unlimited named portfolios and track each independently. A consolidated view aggregates total value, P&L, and income across all portfolios with optional per-portfolio filtering.
Conviction Engine — Yield-on-Cost
Interactive leaderboard ranks every holding by Yield-on-Cost advantage — showing which positions pay you more than today's market rate and validating your original investment thesis with real numbers.
Dividend Income Analytics
Monthly income calendar shows received vs. projected dividends side by side. Stacked bar chart with per-holding drill-down, annual totals, portfolio income yield %, and a smart projection engine that estimates future payments by dividend frequency.
Multi-Lot Tracking
Record multiple purchase transactions per stock with individual cost basis and purchase date. View aggregate performance or drill into each lot — edit or delete any transaction with a swipe.
Intelligence Panel
Inline per-holding panel shows Sentinel grade, Yield-on-Cost badge, annual dividend, next ex-date, and payout frequency — all without leaving the portfolio list view.
Japan Shareholder Benefits (株主優待)
Full 株主優待 benefit schedules for Japanese stocks — tiered reward descriptions, minimum share thresholds, and upcoming record dates so you never miss a benefit qualification window.
Japanese Mutual Funds
Full NAV tracking for Japanese investment trusts using 8-character fund codes. Distribution (分配金) history parsed automatically from WealthAdvisor. Holdings displayed in 万口 units.
Price Alerts
Set fixed-price or percentage-change alerts for any stock across all markets. Toggle alerts on or off individually. Triggers push notifications the moment your target is hit.
Stock Comparison
Overlay normalised performance charts for two stocks side by side. Select any time range from 1 day to 1 year to compare price movement from the same baseline.
Global Portfolio Tracking
Track stocks, ETFs, and mutual funds across US, Japan, India, and China markets. Monitor shares, cost basis per lot, and real-time P&L — all in one place, no account required.
Stock Detail & Charts
Interactive price charts from 1 day to 1 year. Key statistics, fundamentals (P/E, EPS, revenue), dividend schedule, and a live news feed — all on a single stock detail screen.
Watchlist
Monitor any stock across all markets with live price updates and daily change badges. Add and remove stocks instantly — no cost basis required.
Multi-Currency Support
Switch display currency instantly across 12 major currencies — USD, EUR, GBP, JPY, INR, CNY, HKD, SGD and more — with live exchange rates updated automatically.
Home Screen Widget
At-a-glance portfolio summary right on your home screen. Shows total value, daily P&L, and top holdings without opening the app.
Privacy First
No account required. All data stored locally on your device using SwiftData. No ads, no tracking. Free tier included with 5 holdings. Premium unlocks everything at $39.99/yr.